There are many types of insurance, and finding the perfect agent to help you ensures you get the policies you need. Not every insurance agency has the personnel to suit your requirements. Here are a few features to look for before settling on just anyone for your coverage.

How to Choose an Insurance Agent

1. Check Their Experience & License

Work with an insurance agency that has experience. Agents should know and understand risk management, claims, liability issues, and anything else that may come up. Their licensing should also be up to date with state standards, and they should be able to produce it upon request.

2. Look for Reviews

Research potential agents online and see what past clients say about their experiences. Look for complaints and note how each was handled. Negative reviews are helpful because you can see how the insurance agency went about resolving the problem for its customers.

3. Assess Advice

Interview potential agents to check their knowledge and ability to give advice. They should find you the top rates, but they must also be a resource in making decisions about claims and risk management.

Be specific when asking questions so that you know they can offer you personalized information.

4. Choose Local

Find someone well-versed in your area’s specific laws and regulations. Your agent should have experience working with entities such as local body shops and contractors, so they can help you with claims as they come up.

They should also understand state or county laws so you get the ideal result for your situation. Ask for referrals to local agencies that trusted family members and friends like working with.

5. Select an Expert

An excellent agent goes beyond finding you a policy. They are also an expert in filling out necessary documents and forms relating to claims and coverage.

If you have a question, you should be able to call them for guidance. They should contact you when anything shifts, especially if laws that affect your coverage change.

For Minnesota, Daniel Oliver Insurance Agency is a top choice when it comes to finding the perfect coverage to suit your budget. With more than 30 years of experience, the Edina-based insurance agency offers everything from auto and homeowners insurance to business insurance. For a quote, call (952) 925-4454. Stop by their website to contact them online.