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A pet is a beloved member of your family, and you always want to give them the best care possible. In addition to safeguarding their well-being by getting having them neutered and bringing them to the veterinarian, obtain pet insurance to help you cover any surprise medical expenses. Over two million pets are insured in North America, and if you’re on the fence about getting this form of coverage too, use this guide to get informed and make a decision.

FAQ About Pet Insurance

What is it?

Pet insurance supports your animal’s overall well-being throughout their life. While this form of coverage isn’t necessary, it’s beneficial to have since it helps cover unanticipated expenses that result from accidents, injuries, and other everyday situations.

Will my veterinarian accept the pet insurance?

veterinarianOne of the advantages of having pet insurance is that every licensed veterinarian, specialist, and emergency hospital accepts it. Since it works based on a reimbursement system, all you have to do is pay your vet for their services and submit a claim with the bill.

What’s covered?

Some policies may vary, but most ensure coverage for diagnostic testing, surgery, specialist treatments, hospitalizations, prescriptions, rehabilitation, and alternative therapies. Although every pet insurance provider has its own exclusions, most plans don’t cover pre-existing conditions, grooming, boarding, behavioral issues, and routine checkups.

What’s the waiting period before my insurance goes into effect?

Most pet insurance plans go into effect 14 days after your application is approved, but check with your provider to verify. Many providers recommend booking an appointment with your vet once the waiting period is over. However, pet owners are encouraged to purchase insurance before an injury or illness if they want to guarantee their companion is cared for, as conditions that occur during the waiting period may be excluded from your coverage plan.

 

The team at Maika’i Veterinary Clinic in Hilo, HI, will proudly tend to any pet, regardless of their insurance coverage. Whether your furry friend needs preventative care or a simple wellness checkup, you can rely on their veterinarians to treat your furry friend like one of their own. To get more information about their services, visit the website or call (808) 959-2273.

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