Fires are common causes of home insurance claims. Luckily, most incidents can be avoided with simple precautionary steps. Here are a few ways to reduce the risk of residential fire and minimize damage if flames break out.   

How to Prevent Fire Damage at Home

1. Cook With Care

Cooking is the leading cause of home fires, accounting for 48% of reported cases.

To protect your family and property, never leave food cooking on a stovetop unless an adult is supervising it. When frying, stay by the pan, and check on the oven frequently when baking or roasting for long periods. Tie back your hair and keep clothing, potholders, and dishcloths away from heat and flames.   

2. Install & Check Smoke Alarms

Install at least one smoke detector and alarm on each level of your home. If the alarm is designed for the ceiling, place it within four inches of the nearest wall.

Replace units every 10 years. Check them every month and click the test button to determine whether the battery needs replacement. Never disable your alarms.    

3. Use the Right Fire Extinguisher 

Equipping your home with at least one fire extinguisher on each level is a smart move. Devices meant for homes are labeled type A, B, or C.

If materials such as cloth, wood, or paper catch fire, use type-A extinguishers. Type B is for flammable liquids, including grease, fuel, and oil. Use type-C equipment for putting out blazes in electrical equipment, such as toasters, microwave ovens, and power tools.

When shopping for home insurance that protects your dwelling and its contents, seek coverage from Ron Nall Agency-State Farm in Andalusia, AL. This knowledgeable local agent offers personalized home insurance policies that provide the coverage you need and want, along with the individual attention you deserve. Residents of Covington County appreciate his responsiveness and professionalism. Review his licenses online or call (334) 222-3106 for a quote.