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Motorcycles are fun to ride, fuel-efficient, take up less garage space, and look impressive on the roads. But because they don't have the protective shells of cars and trucks, additional safety precautions are essential whenever you're on the bike. Below are a few strategies that will help protect you in ways that regular auto insurance cannot.

A Guide to Motorcycle Safety

1. Dress Noticeably

A motorcycle is smaller than a passenger vehicle, which means it can easily slip into someone's blind spot or go unnoticed during the night or inclement weather conditions. To make yourself seen, wear bright, reflective clothing. Even if it's a neon safety vest, you are making sure that others on the road can see you, no matter where the bike is.

2. Take a Safety Course

auto insuranceIn Kentucky, you must pass a written and vision test to receive a motorcycle license. While the written test can provide a solid groundwork for motorcycle safety, a training course will take that knowledge further. Kentucky offers Motorcycle Safety Education Programs throughout the state. These programs aim to enhance a motorcycle operator's skill set and promote best practices. For new riders, this program will help you feel more comfortable and confident on your bike.

3. Carry Motorcycle Insurance

Your auto insurance will not cover your motorcycle, so you should purchase a separate policy. Motorcycle coverage protects you from liability in an accident and ensures you have the resources to pay for injuries and property damage. If you take an approved motorcycle safety course, it may give you a discount on your insurance policy.

 

When you want to explore your coverage options, contact Pearson & Barnes Insurance. Their insurance agents have more than 20 years of experience serving clients throughout Somerset, KY. In addition to auto insurance policies, they offer home, business, life, and flood insurance plans. Call (606) 679-1450 to request a quote. Visit them online for more information about their insurance options.

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