Identity theft is always on the rise, as cybercriminals constantly look for new ways to gain your personal information and commit fraud. Identity theft can cause long-term damage to your credit and take thousands of dollars out of your pocket. Sometimes, having your data stolen is unavoidable, but in some cases, your bad habits can increase your risk of being a victim.  Turn these bad habits into good ones and protect yourself instead!

Bad Habits That Can Lead to Identity Theft and Good Habits to Protect Yourself

Bad Habit: Using the Same Password

It may not seem like a big deal if hackers get into your Pinterest account, but imagine what could happen if you used the same password for your bank, email, or cloud storage?

Good Habit:  Create unique passwords for each of your online accounts.  Using unique passwords for every website can keep your most sensitive data out of a cybercriminal’s hands and prevent identity theft.

Bad Habit: Not Checking Your Accounts

You’re not doing yourself any favors if you don’t check your accounts regularly.  Someone could be committing fraud with your card information and you wouldn’t even know it!

Good Habit:  Utilize your online banking services.  The great thing about online banking is that it’s now easier than ever to access an updated list of your transactions in real time. With online banking, you can monitor your purchase history carefully, and notify your financial institution as soon as you notice a suspicious transaction. 

Bad Habit: Keeping Your Social Media Accounts Public

The personal questions most websites use to confirm your identity may seem secure, but that information can easily be found online. Your social media accounts are a treasure trove of information scammers, criminals, and thieves can use to determine your high school mascot, your pets’ names, and where you come from.

Good Habit:  To protect your identity and prevent fraud, keep all of your social media accounts private, and be careful who you allow access.

With hundreds of millions of dollars in assets and over 60,000 members across Hawaii, Hawaiian Financial Federal Credit Union is one of the leading financial institutions in the state, with a reputation for combining personalized service with technologically advanced personal banking solutions. Learn more about our broad array of services online, follow us on Facebook, Twitter, and Instagram for news and updates, or call (808) 832-8700 on Oahu or toll-free at (800) 272-5255 with any questions.