Auto body repair is virtually always an unanticipated expense. After all, no one ever plans on getting into a wreck. If you were recently involved in a minor crash and are unsure how to cover the necessary repairs, here are a few viable strategies for making them more manageable. 

3 Tips for Covering Auto Body Repairs 

1. Coordinate With a Local Junkyard 

If the junkyard happens to have a vehicle that's the same make and model as your own, they may be able to supply the parts you need for a fraction of the cost. After confirming which parts will be needed to make the repairs, call the scrapyards in your area to see what’s available. Even if you can't find all the parts, you may be able to find a few critical components that will reduce the total cost considerably. 

2. Request a Reasonable Payment Plan 

While national chains have limited flexibility when it comes to financing, local auto body shops understand the challenges that come with unanticipated repairs. As such, they tend to be receptive when clients ask about devising some kind of payment plan. As long as the arrangement you propose is reasonable, they’re likely to consider it, so don’t be afraid to ask. 

3. Call the Relevant Auto Insurer 

If you were at fault for the collision, your auto insurer should cover the associated property damage. If, on the other hand, another motorist was responsible, you’ll have to file a third-party claim with their insurer to recover funds for the necessary repairs.

Either way, there’s a good chance the insurer will cover a significant portion of the auto body work as long as you act promptly and don’t miss any critical filing deadlines. 

For affordable auto body repair from reputable mechanics, turn to C & H Body And Fender. Conveniently located in the heart of Honolulu, HI, this shop has served motorists across Oahu for more than 30 years. They’re equipped to repair vehicles of every make and model with computerized diagnostics. To learn more about their services, visit their website. To schedule repairs for your vehicle, call (808) 841-3618.