A car accident resulting in an injury can limit, if not stop, your ability to work. Workers’ compensation can provide wage replacement and insurance benefits to individuals who cannot work. Below is more information about how this compensation relates to car accidents in Illinois. Then, call a personal injury lawyer if you think you may qualify.

Workers’ Compensation for a Car Accident

Does a car accident during my commute qualify me?

No, a car accident on your commute to or from work does not typically qualify you for workers’ compensation. In this case, you are driving for personal reasons, not professional, which means your employer is not liable. An exception is if you were performing a task for your company while going to work. For example, if you were stopping to pick up office supplies at the guidance of your company and then got in a car accident, you may qualify.

What is a work-related car accident?

To qualify for aid, your car accident must occur when you’re on the job. If you are driving a company vehicle, then any accident in that vehicle would typically be covered since you are performing job tasks while in that vehicle. Some accidents in your car may also qualify you. These instances include employees, such as salespeople, who travel between sites for work, rather than working out of a central office. Running a work-related errand, making a business delivery, transporting another employee for work purposes, and traveling in a car for work are also situations that would qualify for compensation should you get in a car accident.

What does Illinois law say?

The Illinois Workers’ Compensation Act outlines what activities do and do not qualify for this aid. Like other states, Illinois qualifies only work-related activities as those eligible for compensation. As a result, a car accident must occur when you’re on the job to qualify. 

How do I file a claim?

If you suffer a personal injury in a car accident while on the job, report it to your employer. Then, begin to collect documented evidence of the accident, your injuries, and how those injuries prevent you from doing your job. Your employer should process the claim and update you on its status, but check in regularly to ensure they handle your claim quickly.

If you need help filing a claim after a car accident, contact Skinner & Associates, L.L.C., located in Galesburg, IL. Attorney Jim Skinner brings 20 years of experience to your case, helping you receive a positive outcome. This office focuses on personal injury, slip and fall, workers’ compensation, and wrongful death cases. To schedule a free initial consultation, call (309) 343-9964, or learn more about this compensation on the website.