Obtaining a driver’s license is a huge milestone and rite of passage for your teen. As a parent, it’s essential to help your teen select the right car and auto insurance policy while accounting for safety, comfort, and cost. To help facilitate this car selection process, here’s a helpful guide.

A Brief Guide to Selecting an Appropriate Car for a Teen Driver

1. Make Safety a Top Priority

As a new driver, your teen will likely be less confident behind the wheel than more experienced drivers on the road. For this reason, it’s vital to make vehicle safety a top priority when selecting a car for your teen.

There are several safety-specific features to look for that can help put your mind – and your teen’s – at ease. For example, you can search for vehicles with side airbags, parking sensors, and stability control. These features will protect your teen in the case of an accident, help them drive more carefully in inclement weather, and park safely.

2. Consider Auto Insurance Carefully

Car insurance companies often charge a premium for teenage drivers due to their lack of experience on the road and a higher propensity for accidents. For this reason, it’s essential to shop around and review car insurance policies carefully before selecting one. You’ll also want to consider adding your teenager to your car insurance policy, which may be a more financially feasible option.

To begin this process, talk to your car insurance company and obtain a quote for adding your child to your existing policy with higher liabilities. Check for discounts as well, which may be available if your teen is a high academic achiever with a strong grade-point average. To keep rates low over time, monitor your child’s driving to ensure that they’re practicing safe habits behind the wheel.

3. Involve Your Teen in the Process

While you certainly want to ensure a safe driving experience for your teen, you don’t want to leave them out of the car selection process entirely. It’s beneficial to include them in the decision-making process. This will help ensure they feel comfortable behind the wheel and feel more connected to the whole driving experience. Also, this will be proper preparation for them in the future when they need to examine factors like safety features and insurance policies independently.

If you need auto insurance for your new teen driver, put your trust in the experts at Ohio Insurance Center Agency. As the most dependable insurance company in Cincinnati, OH, for over four decades, they specialize in everything from high-risk insurance to motorcycle insurance to keep passengers safe while behind the wheel.  Proudly servicing customers throughout Hamilton, Butler, and Warren counties, you can rely on this insurance agency for unbeatable insurance rates, even if you’ve been denied coverage previously. To request a free and secure quote, give them a call today at (513) 522-6300 or visit them online.