Buying health insurance helps protect your financial wellbeing. Without a policy, a severe injury or illness could leave you facing substantial debt. Unfortunately, it is also challenging to get the correct coverage. However, working with an independent agent can make a significant difference in your search for the perfect plan. Below are a few of the top benefits they provide.

Why Use an Independent Agent to Purchase Health Insurance

1. Access to Many Options

Many different insurance companies offer health plans for consumers. However, when you use a single insurer, it limits your options to that company’s products. With an independent agent, you can access all the policies on the marketplace, as well as private plans. This allows you to find the best fit for your healthcare needs and budget. 

2. Understand the Coverage Easier

The health insurance industry uses terminology that is unfamiliar to many people. This makes it difficult to understand what a policy covers. An independent agent will explain what your plan does and doesn’t include and help you set the right deductibles and limits. They’ll also ensure you know how your coverage will work when you need it, so you have adequate protection.

3. Personalized Service 

An independent agent won’t suggest a generic plan. They’ll learn about your situation and match you with a plan accordingly. Once you enroll, they’ll also act as your advocate. Your agent will answer questions, update coverage when your needs change, and guide you through making a claim.

Whether you need a new health insurance plan or want to review your existing coverage, the independent agents at Harris Insurance Agency will assist you. Offering years of industry experience, they simplify the shopping process and will provide the attention you deserve when choosing a policy. Based in Centerville, OH, the family-owned agency helps clients find quality products at the best rates available. Call (937) 387-6672 to set up a consultation. Visit online to learn more about their services.