Moving houses can be a challenging process. From finding and purchasing a new abode to selling your current property, there are several steps to be taken before you can start your new life in a new home. If you’re selling a house for the first time, you might not know all of the documents needed to complete the sale. Here is a list of some of the essentials you or your lawyer will need to procure. 

4 Documents Needed to Sell a Home 

1. Deed and Title

To prove you own your home, you’ll need to obtain copies of the deed and title. If you don’t have a copy on hand, you may be able to get it from the broker you used to buy your property or your mortgage lender. Otherwise, the  recorder’s office in your county will have a copy. The title documents all owners of a property, while the deed is the official bill of sale. 

2. Financial Documents

Next, you’ll need to produce all the financial documents. This includes mortgage statements, which state how much you’ve paid, as well as lines of credit. Before the sale can be completed, lien holders, such as your bank, must verify they will release the title upon the sale. You should also provide documents indicating you paid property taxes. 

3. Inspection & Survey Reports

Prospective buyers will want to know the condition of the home and what maintenance or alterations have been done. Acquire copies of inspection reports, such as energy efficiency and pest inspection reports, as well as permits and documents of renovations, repairs, or restorations, including plumbing and HVAC work. If appliances are included with the home, provide copies of the warranties. The survey, which indicates the property lines, is another document buyers will ask for. 

4. Disclosures & Association Papers

If you belong to a Homeowners’ Association, you’ll want to give the buyer documents such as charter by-laws, rules, and insurance, as well as contact information for the association. You’ll also need to disclose if your property is in an airplane flight path due to potential noise pollution. If you know your home is in a flood zone, earthquake zone, or another area prone to natural disasters, you’ll need to disclose this as well.

If you’re preparing to sell your home, the lawyers at Stephenson & Stephenson, PA can help. For over 31 years, these real estate attorneys have helped residents of Lee, Chatham, Moore, and Harnett counties buy and sell properties. Call (919) 774-6182 to schedule a consultation with one of these seasoned lawyers, or visit the website to learn more about their range of services, from real estate law to adoption and separation agreements.