If you're retired or unable to work due to a disability, you likely rely on income from Social Security. This federal program provides a financial safety net for American citizens, particularly the aging population who have worked to provide for their families and communities. While it may feel like this program has been in place forever, it's only 85 years old.

Earlier Social Assistance Efforts

The idea that the government is responsible for caring for the nation's injured and out-of-luck started well before America's colonization. In the past, this often took the form of poorhouses, places where individuals in need could find basic shelter, food, and sometimes work.

Unfortunately, by the mid-1800s, these establishments were packed with those harmed by the Civil War. The U.S. implemented a series of laws aimed at pensioning Civil War veterans and their surviving families. Some companies also offered worker pensions but often failed to pay out because they had long since gone out of business.

The Social Security Act

In 1935, President Roosevelt signed the Social Security Act. This established what would later be called the Social Security Administration (SSA).

The idea was that rather than seeking charity from the government or other sources, America's working population would pay into the Social Security fund and seniors over 65 would withdraw from it. This way, the program would be self-sustaining and wouldn't require other tax funds. It was originally an opt-in program that applied only to certain professions.

Later Developments

After the Social Security Act became law, it was clear that participation would be high and that the program needed to expand. This included enlarging the program to cover professions that had been excluded before, such as federal employees, domestic workers, farm laborers, and the self-employed.

Disability benefits were also added in the 1960s. Since then, many adjustments have been made to payment amounts and what criteria qualifies an injured or sick person for funds. Check online resources for an updated list of conditions that may entitle you to SSA benefits. You should also consult with a disability representative who can help you fill out the paperwork and gather evidence to support your case.

Today, the Social Security program offers financial security to a wide range of people in the U.S. If you believe you may qualify for disability benefits and need help applying or appealing, choose Disability Claim Consultants in Omaha, NE. Serving Douglas County with over 40 years of combined experience, they take a client-centered approach to fighting for your benefits. Call (402) 422-1000 to get started. Visit their website for more on their capabilities.