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If you live in Colorado you have likely experienced a significant hail storm. Seemingly out of nowhere, your home, car, or even you yourself could be pelted by damaging hailstones. While navigating the claims process can seem confusing and frustrating if you’ve never done it before, the guide below explains what you should expect during this process.

3 Factors About Roofing Insurance Claims

1. Policies Have Exclusions

Depending on your policy and provider, the way roof damage is covered can vary widely. Every policy will have exclusions—for example, damage that you caused through neglectful maintenance usually won’t be covered. Additionally, if your roof is past a certain age, your policy may not apply unless the roof is replaced. If you’re anticipating a summer of heavy storms, review your policy and make sure you meet all the qualifications for coverage.

2. Documentation Matters

roofing repairAn insurance adjuster won’t be on-site when the damage occurs, so before you begin any cleanup or repairs, document the extent of the damage. Ample photographs of the damage may be necessary to verify your claim. It’s easiest to hire a roofing repair expert that’s experienced at working with insurance companies. They’ll understand what needs to be documented to make the claims process easy.

3. Act Quickly

Speed matters when you’re filing an insurance claim for roof repairs. For one, the longer the roof sits compromised, the more likely that your roof could be water damaged by subsequent rains. Additionally, if you wait too long to file the claim, the insurance company may deny it because they will consider your actions negligent.

 

Streamline the insurance claim and roofing repairs process by contacting Formula Roofing and Remodeling in Denver, CO. They’re experts at navigating the complicated world of insurance claims, and they can handle everything from minor repairs to full replacements. They also install flat roofing for commercial clients. To learn more about their services, visit their website or call (303) 600-8696 to schedule storm damage repairs.

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