Purchasing residential property out of state is a bit more complicated than buying the house down the street. With the right team, though, you can find the perfect place and then finalize the transaction in record time. To facilitate the proceedings—and protect your investment—take the following steps. 

What to Do When Buying Out-of-State Property 

1. Find a Local Agent

You’ll need to work with a real estate agent who operates out of the state in which you wish to purchase your new home. A local professional will help you identify the best neighborhoods that most closely meet your needs and then visit your top choices in-person to provide honest feedback.

Whether you care most about the school system, the area’s safety record, its nightlife, or your commute, an agent from the area will provide invaluable guidance. 

2. Take a Virtual Tour 

Before making an offer, ask your realtor to take you through the house via video chat. Pictures can be deceiving, but a virtual tour will allow you to explore every nook and cranny of the home. Once you've confirmed the layout, you’ll be able to submit an offer with confidence—or look for another property that better suits your needs. 

3. Visit the Property in Person 

Take a trip to see the property in person during the due diligence period. No matter how helpful your realtor has been, only you can decide if the house is truly the one—and the only way to do so is in person. Consider visiting during the home inspection, so you can ask questions about structural issues ranging from the foundation to the electrical system.

If you intend to buy a home in Texas or Georgia, turn to SWE Homes. A reputable mortgage loan originator, they assist with owner financing for residential properties. With a simplified application process, they’re happy to serve borrowers with bad or no credit. To see if you qualify for the home of your dreams, call (713) 413-1000. Visit their website to view local listings.