When auto insurance companies talk about distracted driving, you may only think of texting or checking social media on your phone. While those types of incidences are on the rise, other distractions can also significantly impact your ability to drive. Learn more about the three general kinds of distractions on the road so you can make informed choices behind the wheel.

What Types of Distractions Can Affect Drivers?

1. Manual Distractions

A manual distraction is something that causes you to take your hands off the steering wheel. Even if you have your eyes on the road, reaching for sunglasses or a device can put you at a greater risk of experiencing an accident. Teen Safe reports that manual distractions, such as reaching for the radio or climate control knobs, are responsible for up to 2% of highway fatalities.

2. Visual Distractions

A visual distraction is something that makes you look away from the road. Common examples include talking to your passengers, looking at a smartphone display, or checking the mirror. End Distracted Driving reports that at 55 MPH, you will drive the distance of an entire football field in the five seconds you might be looking away from the road. Aside from the how a distracted driving ticket could impact your auto insurance, this behavior also significantly increases your risk of an accident.

3. Cognitive Distraction 

A cognitive distraction is something that takes your attention off of your driving, even if your eyes remain on the road and your hands stay on the steering wheel. These types of distractions include daydreaming, drowsiness, or talking to someone on a hands-free mobile device. If you’re focusing on a conversation or feeling drowsy, you’re far less likely to pay attention to sudden hazards. For your and others’ safety, stay off the road unless you’re alert and able to give driving your full concentration.

Maintaining adequate auto insurance will protect you in any kind of serious accident. Northwoods Insurance Agency has more than 35 years of experience providing coverage to drivers throughout Forest County, WI, so they know how to help you protect yourself on the road. Additionally, they offer home, life, and pet insurance, so you can ensure you’re fully protected in every aspect of life. To request a quote, visit them online or call (715) 478-2215.