Some home insurance claims are more common than others. If you’re a responsible homeowner, you likely have the right coverage to protect your house. However, there are several steps you can take to avoid issues before they happen.

3 Home Insurance Claims & How to Avoid Them

1. Wind Damage

High winds can loosen siding and shingles, as well as uproot trees and cause them to fall. Reinforcing your home’s exterior and making sure roof damage is repaired immediately will prevent major issues from occurring. If you have a tree on your property that’s compromised and in danger of falling, consult an arborist to determine the best way to remove or reinforce it.

2. Water Damage

Plumbing issues in the house, like a burst pipe or leaky toilet, may flood the interior and damage your floors, walls, and furniture. Water damage can also come from an external source, like a rainstorm or nearby river or creek.

Always repair your pipes and fixtures immediately, as interior damage from neglected plumbing may not be covered. Additionally, you can combat damage from external water sources by getting flood insurance—this type of water damage isn’t typically covered by home insurance.

3. Theft

Along with the loss of your personal belongings, you may experience broken windows and doors. Investing in a home security system is an excellent theft deterrent. It can also result in a discount on your insurance costs, as security alarms and cameras lower the risks facing your home.

If you want to protect your house, contact the team at Comaltex Insurance Agency Inc in New Braunfels, TX. These professionals will equip you with a home insurance policy to ensure your most valuable investment is safe. Their coverage options include dwelling coverage, liability protection, third-party medical coverage for guests, and additional living expenses insurance for a place to stay while repairs are being made to your home. To get more information about their services, visit the website or call (830) 25-7511.