While it may be freeing and exhilarating, riding a motorcycle has its fair share of risks. You can mitigate these risks in a number of ways, such as wearing the right gear, signing up for motorcycle insurance, and being a conscientious rider. This guide explains how motorcyclists can reduce their risk of serious injuries and accidents while on the road. 

How Can I Stay Safe When Riding a Motorcycle?

1. Use Defensive Riding Practices

Remain alert and aware of your surroundings at all times. Never assume a driver in a passenger vehicle sees you, even if you have the right of way. Steer clear of blind spots and signal appropriately when turning or changing lanes. Even if you’re a seasoned rider, it helps to take a motorcycle safety class to learn more about defensive riding. 

2. Never Ride Without a Helmet

In Arkansas, motorcyclists over the age of 21 are not required to wear a helmet. That doesn’t mean you should go without, as helmets make a huge difference if you’re involved in an accident. The best protective gear offers full-face protection, including eye coverage.

3. Sign Up for Motorcycle Insurance

In Arkansas, all motorists must have the minimum liability coverage in place, regardless of the type of vehicle they’re operating. This minimum is $25,000 for bodily injury or death of one person and $50,000 for the bodily injury or death of two or more people. You also need at least $25,000 to cover any property damage.

You should also have comprehensive and collision coverage in place. These policies pay for damage to your motorcycle in both collisions and non-collisions. Theft or vandalism are examples of non-collision damage.

If you’re not sure what motorcycle insurance you need, Phil Taylor Insurance Agency, Inc. can help you decide. Located in Clarksville, AR, these agents will review your situation and recommend the policies that best suit your needs. They’ll also look for affordable insurance that fits your budget without sacrificing the quality of your coverage. Visit them online to see the full listing of automotive coverage or call (479) 754-2616 to schedule a consultation.