If you live in an area that is prone to flooding or excessive rain, you already know how damaging this can be to your home. Even if you have homeowners’ and flood insurance policies in place, preventing water damage from occurring in the first place can save you a lot of stress. It’s also important that you know how to address flooding and water damage after it occurs. 

How to Stop Flooding From Ruining Your Basement

1. Make Sure Gutters Are Functioning Normally

Gutters are essential for diverting rain off your roof and to the ground below. If there is a problem with your downspouts, water may flow from your roof down your walls and into the ground surrounding your foundation. Over time the foundation may become compromised, which can lead to water flowing directly into your basement. Minor repairs to your gutters and downspouts will prevent that from occurring. 

2. Keep Your Basement Floor Drain Free of Clogs

The drain in your basement floor allows water to flow down the drain and away from your home. If the drain is clogged, water will sit in your basement and cause massive damage to fixtures and other items. Check on the floor drain occasionally and remove debris that might prevent the flow of water. 

3. Clean Up Standing Water Immediately

If your basement is without a drain and water makes its way in, consider renting a wet or dry vac. This is the most effective way to remove standing water in a hurry, which allows you to survey the rest of the damage to plan your next steps. Remember, damage caused by water from external sources, such as rivers and streams, will only be covered by a separate flood insurance policy. 

While homeowners’ insurance does cover some types of water damage, you may need a flood insurance policy to ensure your home is fully protected. BestRate Auto Insurance of Statesboro, GA, will sit down with you to discuss your needs so they can help you find the best coverage available. Due to their network of carriers, they can find you suitable insurance products that fit into your budget. They also offer discounts, so be sure to ask an agent when you schedule your consultation. Call (912) 489-5942 to learn more or visit the website to learn more about your coverage options.