Social Security Disability Insurance (SSDI) is a federal program that offers financial assistance to individuals with long-term, life-limiting medical conditions. Regular monthly payments allow disabled people to make ends meet, paying for essentials like rent, utilities, and food, and after two years, they automatically meet the criteria for Medicare coverage. Below, learn more about how to qualify for disability benefits.

You Have an Approved Medical Condition

To be eligible for SSDI, you must have a medical condition recognized as disabling by the Social Security Administration. On their website, they have a comprehensive listing of impairments that they consider significant enough to prevent a person from working.

Some of the covered conditions include vision and hearing loss, heart failure, asthma, liver and kidney diseases, multiple sclerosis, Parkinson's disease, and major depressive disorder.

You Are Unable to Work

Your medical condition must prevent you from doing any type of significant paid work. In Social Security Disability claims, significant paid work is known as substantial gainful activity. This is any work that brings in over a certain dollar amount each month.

If you are still managing to work part-time or occasionally and do not exceed the monthly maximum salary, you can still qualify for SSDI. The 2020 monthly substantial gainful activity limits are $1,260 for non-blind disabled SSDI applicants and $2,110 for blind SSDI applicants.

Your Condition Is Expected to Last at Least One Year

An applicant's medical records must show evidence that the condition is expected to last for a minimum of one year. As part of the SSDI application process, your medical records will be obtained, and you may be required to see a doctor of the government’s choosing. This helps confirm your diagnosis and its long-term duration.

For assistance at any stage of a Social Security Disability claim, Vincent Criscuolo & Associates is here to help. Serving the Rochester, NY, area, they offer representation in SSDI claims and work and personal injury cases. Whether you need guidance during an initial application, during an appeal, or at a hearing, they will work to get you the needed SSDI support. Call (585) 232-3240 or visit them online to schedule a consultation.