On-the-job accidents, car crashes, and falls can all cause lifelong damaging effects, including neck and back pain. When these effects are severe enough, you may be faced with mounting medical bills and a hindered ability to earn a living. Insurance often covers these injuries, although it depends on the type of accident and insurance.

Car Accidents

Ohio subscribes to the fault system when it comes to insurance and auto accidents. Drivers in these states are encouraged to purchase separate insurance policies, known as medical payment coverage, which cover injuries you sustain regardless of who’s at fault. You’re also free to file a lawsuit against the driver or an insurance company if you feel you’re owed compensation.

Accidents at Work

The vast majority of employers are obligated to carry workers’ compensation coverage for their staff. Workers’ compensation extends to injuries that occur in the workplace or those that are work-related but happen off-site.

Fault is not usually a factor, although if a worker is injured due to intentional actions or criminal wrongdoing, coverage is usually denied. Along with medical bills, lost income can also be replaced with funds from workers’ compensation. If a claim is denied, an appeals process allows workers to have the incident reviewed again.

Slips & Falls

Slip-and-fall accidents on another person’s property are under the umbrella of premises liability. Property owners are obligated to maintain a safe, secure environment for others, and when they fail to do so and an injury occurs, legal action may be possible. Some property owners also have insurance coverage for this very reason, which pays out for medical costs and lost wages when a third party is injured.

Finding the right treatment for back pain is crucial after any accident. Chiropractic care can help relieve back pain and other issues, especially when provided by the skilled practitioners at Eastern Hills Chiropractic. They have experience working with insurance companies on injury claims, whether you have your own coverage or are seeking coverage from another insurer. Along with chiropractic care, they also offer nutritional counseling and massage for a holistic approach to health and wellness. Call (513) 528-2200 to schedule an appointment, or visit the website to learn more.