Homeowners insurance providers consider several factors to determine the total cost of coverage. While many of these, including the size of your home, are out of your control, it may be possible to reduce your premiums considerably by upgrading the property’s security system. Here are a few devices that will boost the safety of your house and potentially lower your insurance expenses. 

Which Home Improvements Lower Insurance Prices?

1. Water Shutoff Devices 

When you find a leak, it takes time to shut off your water main. Devices that automatically shut off the supply when they detect plumbing issues prevent water damage. This is also helpful when you have hidden leaks, which could cause structural damage to walls and beams before you locate them.

2. Generators

Installing a generator will ensure essential appliances remain operable during a power outage. Depending on the circumstances, this could prevent damage to the property. For example, a generator will power your sump pump to keep your basement dry during a storm. 

3. Security Devices

A comprehensive security system can reduce your premiums in multiple ways. First, visible cameras will deter many burglars, thereby reducing the risk of break-ins and theft. Should someone breach the property, the system will also alert the authorities to help reduce your losses. For maximum security and savings, look for a system that includes smoke detectors or alarms and carbon monoxide monitoring.

For a reliable security system that will protect your property, turn to Action Security & Communications. Based in Rochester, NY, this contractor has been serving homeowners throughout Monroe County for more than 30 years. A leader in the field, they are proud to offer comprehensive home security systems that include 24/7 monitoring, remote access, fire alarms, and instant notification of any disturbances. Learn more about their security equipment online or call (800) 445-1410 to request a quote for securing your home.