Online banking has revolutionized the way customers access their financial information. From checking the balance to transferring funds, you can use your savings or checking account wherever you go. These features are available on your phone, tablet, or computer, making banking more convenient without sacrificing your safety or privacy. 

How Can You Benefit From Online Banking?

1. No Lines

Waiting in line can be a hassle, especially when you only need to do a simple transaction. Online banking allows you to check or make changes to your account without having to leave the house. 

2. Increased Accessibility

Banks and credit unions operate like any other business and are usually closed by 5 or 6 p.m.

If you have questions about your account, you can access it at any time of day through online banking, even when the branch is closed. This saves you time calling customer service or waiting until you can go down there in person. 

3. Pay Bills Online

More and more companies are going paperless, which is convenient for customers. You can use your online banking platform to pay for bills directly from your savings or checking account. 

You’ll no longer have to worry about bills or checks getting lost in the mail. Instead, all you have to do is set up your online banking profile and use that every time you need to pay a bill. Rather than waiting, you can pay them instantly. 

4. Check Transactions

Online banking provides you with access to your transaction history. Once you pay a bill, the transaction will clear. 

This convenience also allows you to notice when an unauthorized transaction occurs sooner. Rather than waiting for your monthly statement or for a receipt from the ATM, you can view transactions as they happen. If you noticed an unauthorized one, you can contact the vendor and stop the payment, protecting your money and account. 

Spirit of American Federal Credit Union offers easy to use mobile apps, so your information is always accessible. They also provide a 24/7 mobile teller to help you answer questions about your savings or checking account. For over 80 years, this non-profit credit union has served the residents of Lincoln, NE, with dedication, reasonable rates, and a friendly staff. They’re insured by the National Credit Union Association (NCUA), certifying their trustworthiness. For questions about their mobile banking options, reach out to them at (402) 467-1102. For more information on their services, visit their website.