Mobile homes are an ideal alternative for people with homeownership aspirations. Mobile homes offer many amenities and more variety than you might think. From procuring mobile home insurance to selecting the best features, this buyer’s guide can get you started on your journey.
3 Mobile Home Buying Tips
1. Size & Location
Single-wide homes have a narrow interior and are more suited to a couple or an individual. Double-wide homes are the width of two single-wides placed next to each other, which makes them more suitable for inhabitants with families.
You’ll also need to decide between purchasing a plot or renting one. If you rent, you’ll be responsible for monthly payments to the landowner, though purchasing will be more costly upfront.
Mobile home designs vary quite a bit. Think about the types of features you’d enjoy in your new home and consider if they might fit in your budget. For example, some homes include a front porch or deck, while others might have real hardwood flooring and genuine granite countertops.
Securing financing for a mobile home can be a bit more challenging than for a conventional home. Depending on the type of home you buy and how old it is, a bank may not be willing to approve the funding. In this case, you may be able to arrange financing through the mobile home retailer. If you do receive financing, you will most likely need to purchase mobile home insurance as a condition, though it’s wise to insure it either way.
If you’re in the market for a mobile home, protect against the elements by investing in insurance from the experts at Barnes & Howell Insurance. This Gainesville, GA, insurance agency uses their working relationships with over 50 insurance carriers to make sure their clients receive quality service at affordable prices. If you currently have insurance in place, they’ll review these policies to determine whether you’re getting the most value for your money. Get a quote on mobile home insurance today by visiting the website. To speak to an agent directly, call (770) 718-0202.