Buying that first car for your teen is an exciting and nerve-wracking experience. You need to know that they will be protected with a safe, reliable vehicle. Know what to look for, and you’ll find a car that you feel comfortable handing over the keys to and adding them to your insurance policy.

A Shopping Guide for Your Teen’s First Car

Safety

Most parents find safety to be the most important factor in car shopping. The Insurance Institute for Highway Safety releases a list every year of the safest cars, while the National Highway Traffic Safety Administration releases safety ratings on vehicles every year.

You can also look for safety features such as side airbags, electronic stability control, crash avoidance technology, an anti-lock brake system, and a seat belt reminder system. Larger vehicles such as compact or midsized SUVs tend to score better on crash tests and, therefore, will protect your teen in case of an accident.

Cost

Most parents buy their teens a used car because it is more affordable than a new one. Used cars typically come with cheaper upfront costs, registration fees, and insurance. The lower the value of the vehicle, the lower your other costs will be. Maintenance and gas costs tend to be higher on older cars, however. Buying a vehicle that’s just a few years old can significantly lower your costs while ensuring your teen still gets a reliable and efficient ride.

Once you’ve chosen your car, you’ll need to decide whether to add them to your policy or get them their own. Insurance policies tend to be more affordable if you include them under your coverage. You can ask your insurance provider about possible discounts for students with good academic records or safe-driving courses that can lower insurance costs.

Barry Insurance can help you set up your insurance for your teen driver in Texarkana, TX. This family-owned and -operated business has been serving the families of the area since 1962. They will walk you through your auto insurance policy options to find the right coverage for you and your family. Learn more on their website or call (903) 831-3493 to request a free quote.