From taking them to the doctor to providing healthy meals, parents do everything they can to care for their kids. Unfortunately, the most common cause of death for children under the age of 13 is vehicle crashes. However, parents can significantly reduce the risk of serious injury with the right seating arrangements. The following guide offers advice from auto insurance providers for keeping your young ones protected.

How to Choose the Right Car Seat

There are two main styles of car seats: rear-facing and forward-facing. The former offers the greatest level of safety because it's designed to protect the most vulnerable travelers.

Rear-facing car seats should be used for children from birth up to at least two years of age. Yet, experts and auto insurance companies recommend utilizing them as long as possible. 

Once a child outgrows the rear seat—usually around the age of three or four—forward-facing ones should be used up until the age of five. At this point, little ones usually graduate to booster seats. In Nebraska, booster seats are required for passengers up until they turn eight years old. 

Where to Place the Seat

In the event of an accident, the most secure spot in a vehicle is the middle of the back seat. This location provides open space on all sides, which reduces the risk of injury upon impact.

More questions arise, however, hen more than one child is in a car. In such scenarios, the placement is up to the parent, who might give the youngest child the middle seat because they're most susceptible to injury. If you struggle with the arrangement, Safe Kids Nebraska offers assistance with installation and placement checkups. 

What to Do When They Outgrow Them

Once a child reaches eight years of age, they can begin using a seat belt instead of a booster seat as long as there's a secure fit. Before making the leap, ensure that the shoulder belt rests on their shoulder and not the neck.

Legally, they can also begin riding in the front seat as long as they're buckled up. However, back seat placement is recommended for children until at least the age of 12. 

Help protect your family from accidents with the assistance of Allstar Insurance in Lincoln, NE. For 25 years, the local agency has served the needs of residents across Lancaster County. From car to RV insurance, the trusted agents are dedicated to providing compassionate service. Learn more about their coverage options online. Request an auto insurance quote today at (402) 477-0900.