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Getting hurt in any type of accident can have devastating consequences, but sustaining an on-the-job injury or illness can be especially challenging. Not only do you have to deal with the physical pain, but your livelihood is also at risk. Fortunately, you may be entitled to collect benefits under Connecticut’s workers’ compensation law to help make up for some of your losses. However, compensation isn’t automatically guaranteed, as there are strict guidelines that determine who qualifies. Here are the eligibility requirements you must meet to receive benefits. 

Who Qualifies to Receive Workers’ Compensation?

1. Your Employer Carries Workers’ Compensation Insurance 

Typically, the only way to collect benefits is if your employer carries this type of coverage. In Connecticut, most businesses that have even just one employee are required to have insurance. If an employer fails to comply with this law, they may be held financially responsible for all the costs associated with an employee’s work injury or illness.

2. You Classify as an Employee 

Next, you must be an actual employee of the company. This includes full time, part-time, and seasonal workers. Those who classify as independent contractors or volunteers generally aren’t eligible to receive benefits. Domestic workers who don’t work more than 26 hours a week are also  not eligible. 

3. Your Injury Is Work-Related 

workers' compensationWorkers’ compensation benefits are only available to those who are injured or acquire an illness during the course of employment. This includes injuries sustained off-site while performing duties for your employer or any occupational illness that develops over time as the result of your duties or work environment. Injuries that occur outside the scope of employment, such as during your commute or on a lunch break, are usually not covered.

4. You Meet the Reporting Deadlines

Every state has deadlines that regulate how long an employee has to report an injury to their employer and file a workers’ compensation claim. Connecticut law only requires that you notify your employer as soon as possible, but the statute of limitations for submitting a claim is one year from the date of injury or three years for an occupational illness. If you miss this deadline, it’s likely you’ll lose your right to collect benefits.

 

 

If you’re having trouble getting the workers’ compensation benefits you deserve, turn to Mark O. Grater Attorney at Law to discuss your options. He will guide you through the claims process and fight aggressively to protect your rights to benefits. Backed by more than 30 years of experience, he has successfully helped countless employees throughout New London County, CT, get their finances back on track after being injured at work. Call (860) 449-8059 to schedule a consultation or visit his website for more information on his services.

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