Whether you’re fishing or sailing, taking your boat on the water is often an exhilarating experience. But just like riding any other vehicle, being on a boat can present unique safety risks that require careful preparation. While having proper vehicle insurance can give you peace of mind that certain accidents are covered, adopting the following safety practices can help you avoid these incidents altogether.

How to Stay Safe While Boating

1. Maintenance

Stay on track with your boat’s recommended maintenance schedule. Regularly cleaning the craft, filling up on fluids, and checking parts for functionality will help you catch and resolve issues before they present bigger problems—including those that could increase the risk of an accident on the water. If you’re unsure of your vessel’s seaworthiness, consult a marine mechanic or schedule a free safety check with the US Coast Guard.

2. Life Jackets

No one on your boat should be without a life jacket, as these floatation devices are essential for preventing drowning. All life jackets should be designed specifically for the individual’s body type and have no visible signs of damage. Make sure that each device is USCG-approved for safety.

3. Propeller Precautions

To prevent injuries from the propeller, make sure all passengers are on board and that no one is in the surrounding water before starting the motor. When individuals are in the water, keep the engine off and assign someone to watch the propeller for hazards. You may also be able to install guards or sensors to minimize the risk of injury.  

4. Don’t Drink While Driving

Never consume alcohol and drive a boat. Being intoxicated can impair your judgment and reaction times, putting you at greater risk of causing an accident. In addition, if you are boating under the influence during an incident, your vehicle insurance provider will likely invalidate any related claims.

5. Form a Float Plan

Before you head out on the water, leave behind a float plan with a trusted party. This plan should describe your craft, passengers on board, and itinerary. If you’re lost or stranded in an emergency, your float plan can help rescue crews find you.

Strong safety plans are critical to worry-free excursions on the water, but if an accident happens, Action Auto Insurance in New London, CT, has solutions to keep you protected. This independent agency offers a wide range of boat insurance options from numerous nationally-recognized carriers. With their personalized assistance, these agents will help you prepare a policy that fits your boating activities and budget. To learn more about their vehicle insurance options, visit this agency online. For a free policy quote, call (860) 444-7224.