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Affordable car insurance is there to protect you and your finances if you get into a crash, but hopefully, you’ll never need to use it. While poor road conditions, mechanical problems, and careless drivers might make some accidents unavoidable, driving defensively and staying alert behind the wheel can help prevent most crashes. Below are a few tips for staying safe on the road.

How to Drive Defensively

1. Keep Scanning Your Surroundings

Other drivers may be texting, driving aggressively, or just not paying attention, so continuously scan traffic for signs of impending trouble. Check all of your mirrors every few seconds, keep an eye on other vehicles at intersections, and be prepared to react if someone doesn’t stop in time. Spotting an erratic or careless driver just a fraction of a second earlier can be the difference between a close call and a serious accident.

2. Avoid Speeding

affordable car insuranceSpeeding makes it impossible to respond to changes in traffic or road conditions in time, and it dramatically increases the severity of an accident. In fact, the NHTSA estimates that over a quarter of all traffic-related fatalities every year are related to speeding. If you’re exceeding the speed limit and someone else causes an accident, your affordable car insurance rates might go up even if the other driver was at fault.

3. Leave Plenty of Space

Following another driver too closely increases the chances of a rear-end collision, so always leave plenty of space between your car and the vehicle ahead. For speeds under 55 mph, you should have a two-second gap between vehicles. However, if you’re on the highway or driving in the rain, leave a gap of at least three seconds so you can stop in an emergency.

 

Shopping for high-quality, affordable car insurance can be frustrating, which is why Bob Shropshire Bail Bonds is dedicated to making the process as easy as possible. They proudly serve drivers throughout the Cincinnati, OH, area, offering a wide range of policies at the top rates available—including high-risk and SR-22 policies. Visit their website for more on their affordable car insurance services, and call (513) 721-3915 to request a quote.

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