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Perform These Tasks Every Spring to Prevent Costly Insurance Claims February 7, 2020

Downtown Knoxville, 1
Perform These Tasks Every Spring to Prevent Costly Insurance Claims, 1, Tennessee

Spring cleaning should encompass a lot more than mopping, vacuuming, and dusting every square inch of your home. While it's important to take care of your living space, it's also essential to maintain the structure as a whole. Adding the following tasks to your to-do list this spring will reduce the chances of having to file a homeowners insurance claim come summer. 

3 Home Maintenance Tasks to Complete in the Spring 

1. Clean the Dryer Lint Hose

Even if you clean the lint trap diligently after every load, small lint particles will inevitably make their way into the dryer's hose and accumulate over time. To prevent a devastating house fire caused by excessive dryer lint, disconnect the hose from the back of the dryer and vacuum it thoroughly at the start of the season.  

2. Clear the Gutters and Downspouts 

homeowners insuranceUnless you install special shields, the gutters around your home will inevitably accumulate dirt, leaves, twigs, and other debris every winter. Since clogged gutters won't divert water away from your home properly, failing to clean them out could lead to pooling and, eventually, water damage. As such, it's essential to clear out your gutters at the start of each spring. 

3. Address Any Hazards Around the Property 

The winters in Tennessee might be relatively mild, but they still come with their share of foul weather. Ice, snow, and heavy winds can cause all kinds of hazards, from broken tree limbs to loose pavers. If someone gets hurt on the premises, there's no guarantee that your homeowners insurance will cover 100% of the damages. Therefore, it's in your best interest to inspect your property thoroughly for potential hazards. Address those that you find as soon as possible. 


By following these suggestions, you may be able to avoid damages that could result in a large homeowners insurance claim. For more information on protecting your property, get in touch with the team at Farmers Mutual of Tennessee. Since 1913, they have provided quality home insurance coverage at an affordable price to residents throughout the state of Tennessee. Their local independent agent will be happy to help you find the right coverage for your home, mobile home, rental dwelling, or farm at a price that suits your budget. Give Farmers Mutual of Tennessee a call today at (800) 824-9555 to get a homeowners insurance quote, and visit them online for more information.

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