Social Security is a federal program that gives retirees, disabled individuals, and the surviving family members of deceased workers the financial resources to make ends meet and receive necessary healthcare services. For people with disabilities, obtaining Social Security requires an in-depth application process, which an attorney can help you navigate. Here’s more about Social Security and how to receive it if you can’t work because of a disability.

Types

There are two types of Social Security available to disabled individuals. Social Security Disability Insurance (SSDI) provides monthly cash payments to people under age 65 with qualifying disabilities. Supplemental Security Income (SSI) provides monthly cash payments to people with disabilities or those over age 65 who have little or no other financial resources.

The amount of SSDI one receives is based upon the years they spent in the workforce contributing to the Social Security payroll tax system. The amount of SSI one receives is based entirely on financial need.

It is possible to receive both forms of assistance. With both SSDI and SSI, the primary purpose is to give disabled people a certain degree of financial security and autonomy while ensuring their basic needs are met.

How to Receive It

SSDI and SSI have strict eligibility requirements. You must first have a disability recognized by the Social Security Administration. The initial application involves a significant amount of paperwork, in which you detail your disability and its effects on your life, list medical and work histories, and describe what your typical day looks like.

The SSA will obtain copies of your medical records, and they may require you to see a doctor of their choice for a comprehensive medical exam. After weighing all the evidence, they will issue an approval or denial.

If you receive a denial, there is a multistep appeals process in place. An attorney can offer support, advocate on your behalf, and represent you in your appeal of the SSA’s denial of benefits. They can guarantee that all required evidence is provided and all paperwork is filled out correctly and submitted on time. They will keep you updated about the progress of your claim and guide you through the various processes and procedures.

When you need the help of an attorney in a Social Security issue, trust the legal team at Kennedy, Kennedy, Robbins & Yarbro, LC. They have more than 70 years of combined experience serving Poplar Bluff and Butler County, MO. They offer representation in disability claims, work and personal injuries, estate planning, and other legal matters. Call (573) 686-2459 to schedule a consultation with an attorney, and or visit them online to explore their practice areas.