While many Americans understand the importance of having medical insurance, some aren’t sure whether they need dental coverage. This type of policy will help you protect one of your greatest assets: your smile. Before booking your next appointment with a dentist, learn some of the reasons you should consider purchasing dental insurance if you don’t have it.

Why You Should Get Dental Insurance

1. Variety of Options

Dental insurance isn’t one-size-fits-all. There are many different plans available to suit your circumstances.

You may be able to get a group plan through your employer for a discounted rate, for example. Choose a Dental Health Maintenance Organization (DHMO) policy to pay less for each appointment with in-network providers, or a Preferred Provider Organization (PPO) plan that offers more freedom to choose your professional but requires you to pay a bit more out-of-pocket. You can even opt for an indemnity plan that offers total freedom but requires you to pay upfront and then submit a claim for reimbursement.

2. Preventive Care

Many PPO and DHMO plans offer 100% coverage for dental cleanings and other preventive services. When the treatments are fully covered, you can schedule biannual teeth cleanings without worrying about how it will affect your finances. When you receive regular preventive care, your dentist will also have the chance to catch any health conditions and decay before they progress.

3. Covered Emergencies

Emergency dental work can put a dent in your wallet if you don’t have insurance to help offset the cost. With coverage, procedures to treat sudden toothaches, painful swelling, knocked-out teeth, and severe sensitivity are more affordable. This will prepare you for the unexpected.

Tris J Carta DMD, MAGD in Manchester, CT, cares about his patients. Dr. Carta is a family dentist who has been treating people from all walks of life at his practice since 1999. He and his talented staff provide comprehensive preventive care as well as more complex dental procedures. Find out more about his services on his website or book an appointment by calling (860) 646-2251.