If you were injured on the job, it’s best to file a workers’ compensation claim to get the proper compensation you deserve. While this type of insurance protects employees, many may not know exactly how they can get compensated for their injuries or where to file a claim. Below are four commonly asked questions and answers about workers’ compensation to help you navigate the process. 

Understanding Workers’ Compensation Claims

What does it cover?

This type of insurance covers injuries and illnesses that result from workplace accidents or exposure to hazardous materials. In addition to covering the cost of medical care, this insurance also pays for lost wages and future medical care needs. 

What proof is needed for a successful claim?

Even if you hire a personal injury attorney to help you prove your claim, you will have to gather evidence. Be sure to keep a copy of the accident report you filed with your employer and collect copies of your medical care bills and any medical records that relate to your care. This includes physical therapy, psychological counseling, or recurring visits to your primary physician. 

What injuries are covered? 

There are several different categories of illnesses and injuries that are covered by workers’ compensation insurance. This includes injuries caused by repetitive motion or overused muscles, occupational illnesses, such as coal miners who developed black lung disease from constant exposure, and hearing loss. Physical injuries, such as broken bones, traumatic brain injuries, or spinal damage, also qualify for workers’ compensation claims, as do illnesses caused by exposure to hazardous chemicals.

How does an injured employee start a claim?

Once you have reported your accident and received immediate medical treatment, notify your supervisor or manager that you want to file a workers’ compensation claim. They will provide you with the forms you’ll need to complete as a part of the claims process. If you’re having issues getting the forms, or if your employer isn’t cooperating, it’s best to contact an attorney to facilitate the process and get the compensation you need quickly and efficiently.

An injury attorney can help you pursue your workers’ compensation claim, so you’ll have a better chance of getting it approved. Mark O. Grater Attorney at Law is located in Groton, CT, and has more than 30 years of experience in helping clients file successful claims. The firm helps clients gather evidence for each case, file the claim, and ensure that they receive the right compensation. To schedule a consultation, call (860) 449-8059. Visit them online to browse their workers’ compensation services.