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As a business owner, you have a responsibility to maintain safe, accessible premises for customers, staff members, vendors, and passersby. If one of these individuals sustains a personal injury on your property due to negligence, you can be held liable for damages. Below are a few tips for protecting your business from injury claims.

How to Avoid Personal Injury Claims

1. Prevent Accidents

Make it standard operating procedure to prevent accidents proactively, and educate your managers and employees on ways they can help. Promptly report and fix broken flooring, shelving, and equipment, damaged or unsecured railings, loose bricks, and sagging or weakened stairs. Finally, keep your eyes peeled for spills and clean them up right away.

When sidewalks, driveways, and parking lots accumulate snow or ice during the winter, clear them as soon as possible. Also, place floor-gripping mats at all entrances and exits so people can wipe their feet.

2. Schedule Cleaning & Maintenance After Hours

personal injuryA freshly mopped floor is a personal injury claim waiting to happen. Likewise, when maintenance crews are working, they use ladders, tools, and equipment that can be safety hazards for others. For these reasons, aim to have these workers come in after regular operating hours. If emergency cleaning or maintenance work must be performed during work, post ample signage, put up orange safety cones, and block off the work area.

3. Invest in Liability Insurance

A good general liability insurance policy is essential for any business. It often comes as part of your property insurance, but check your coverage details to make sure. Then, read over the policy, so you know exactly what's covered and what's not. Familiarize yourself with the proper channels to follow if someone files a personal injury claim against the business. and keep insurance carrier and agent phone numbers in an easily accessible place.

 

If you're a business owner dealing with a personal injury claim, the lawyers at Ozman Law Offices in Walden, NY, can help. They represent clients throughout Orange County in injury, accident, DUI/DWI, and family law cases. They’ll help you navigate the legal system and protect your rights at every step. Call (845) 778-7777 or visit them online to schedule a free initial consultation.

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