Medicaid is a federal and state program that provides health insurance to people in low income brackets. Depending on the number of people in your household and your annual income, you may be eligible for Medicaid and its health services. Read on to learn more about this public medical insurance program and how to apply. 

Your Guide to Medicaid

What is it?

Medicaid is a governmental program that makes it easier for people who would not be able to afford medical services to pay for what they need. The program is designed to keep monthly health insurance premiums low or even free, depending on the level of coverage for which you qualify. 

What does it cover?

Medicaid differs from Medicare, as the former offers a broader range of coverage. Medicaid covers short-term care costs, such as doctor visits and hospital expenses, but also covers long-term care, including nursing home and home health services.

Who is eligible?

In the state of New York, Medicaid offers health insurance coverage to adults who have an income that falls beneath the FPL (federal poverty level). For single adults, your annual income must not exceed $17,237. However, if you have more people in your household, are pregnant, have infant children, have a disability, or are over the age of 65, you may qualify for expanded income levels. 

When should you apply?

Since the state may take anywhere from 45 to 90 days to process your application, it’s best to apply as soon as possible. To apply, visit NY State of Health online, or call the Medicaid helpline at (800) 541-2831. 

If you have Medicaid and need a ride to and from your doctor’s appointments, get in touch with Agape Transportation. They offer medical transportation and health services to clients throughout New York City and Westchester County. Call (718) 585-2222 set up a medical ride services, and visit the website to learn more about their non-emergency transportation.