It’s hard to know what to do in the aftermath of a car accident. Nevertheless, your actions immediately following the incident can help you stay safe and facilitate a successful auto insurance claim. Below is a brief guide to what to do after a car accident.

How to Handle an Automobile Accident 

1. Check for Injuries

The first step is to make sure everyone in your vehicle is unharmed. Assess yourself first and then check your passengers. If anyone is injured, dial 911 and request an ambulance immediately.

If everyone in your car is safe, check the occupants of any other involved vehicles and call for emergency assistance, if necessary. If everyone is unharmed, call the police station and ask them to send an officer to take statements. You will need a police report to file an auto insurance claim.

2. Move Out of Traffic

Move your vehicle out of the path of traffic. If there is a nearby parking lot or side street, pull your car over there. If not, move to the shoulder of the road. If your vehicle is no longer drivable, turn on your hazard lights to warn oncoming drivers of your presence. Put out emergency traffic cones or flares if you have them, too. 

3. Document the Scene

Take photographs of any involved vehicles and document the damage they sustained. Capture images that show where each car is, too. Lastly, photograph any traffic signs and skid marks, and get insurance information from other involved drivers and contact information from witnesses.

4. Contact Your Auto Insurance Company

Once the police have left, call your insurer and have them walk you through filing an auto insurance claim. They will want a copy of the police report, as well as the names and insurance information of all parties. Ask where to send your photos and provide contact information for witnesses.

To bolster your auto insurance coverage and better protect yourself against any future collisions, contact JMS Insurance Agency in Stafford, TX. They focus on auto, home, business, RV, and life insurance, and they also offer exceptional customer care. Call (281) 494-1500 to work with a friendly, knowledgeable insurance agent, or message them online through their website with questions.