If you recently moved a loved one into a nursing home, finances are probably tight. Although nursing homes are cost-effective because of their many amenities and services, it may take some time to adjust to new expenses for skilled care. Evaluate your relative’s long-term financial situation. If on a fixed income, a single unanticipated expense may be enough to derail an entire month’s budget. Should your loved one secure Medicaid benefits, though, it could relieve financial burdens. 

Confirming Eligibility 

Although Medicaid is a federally funded program, benefits are distributed at the state level. As such, the specific eligibility requirements vary by state. To qualify for Medicaid coverage in Alabama, for example, the applicant’s income must not exceed 146% of the federal poverty limit for a household of comparable size. Cash assets can also affect eligibility. 

Depending on the program you’re applying for, there may be additional requirements. For example, before Medicaid will cover nursing home care, the applicant must have resided in the facility for at least 30 consecutive days. 

Completing the Application 

The easiest way to apply for Medicaid benefits is by reaching out to the appropriate contact online. You may also print the application for Medicaid benefits and fill it out on behalf of your loved one. If you’re unsure how to prove eligibility—or the application is denied the first time around and you wish to file an appeal—an attorney who specializes in elder care and Medicaid planning can help. 

After submitting the initial application, you may have to wait up to 45 days—or 90 days if a disability determination is warranted—for a response. If the application is approved, the agency will send along a letter stating the date of eligibility and the recipient’s financial obligations toward the cost of care.

If you have an aging loved one in need of affordable care, turn to Englewood Health Care Center. Located in Monroeville, AL, this family-owned nursing home accepts Medicare, Medicaid, and private insurance. Their compassionate staff of certified nursing assistants (CNAs), licensed practical nurses (LPNs), registered nurses (RNs), and physicians is committed to empowering residents and families, To learn more about their facility, visit their website. To discuss your family’s needs, call (251) 575-3285.