Snow is perfect if you’re skiing or building a snowman, but it makes driving considerably dangerous. Not only does it cut visibility, but snow can also turn the roads into an ice skating rink, increasing the chances of an accident that drives your auto insurance rates up. Below are a few tasks to do and others to avoid next time you drive through the snow.

Do:

Check your tires.

The tires are the only part of your vehicle that contacts the road, so make sure they’re fully inflated and inspect the tread. Cold temperatures constrict the air inside your tire, leaving them unable to grip snowy, icy roads.

Take it slow.

Speed limits are for ideal conditions, not snowy days with poor visibility and patches of black ice on the road. Driving slower than usual will make losing control less likely, and allows you to respond to sudden changes in traffic ahead.

Don’t:

Drive unnecessarily.

The safest place in a snowstorm is at home, so avoid driving if possible. If the forecast calls for snow, take care of your errands and shopping beforehand to minimize your chances of an accident.

Follow too closely.

Tailgating is dangerous in beautiful weather, but in the snow, it’s challenging to stop if the driver in front of you suddenly brakes. You’ll be liable for a rear-end collision, which could cause your auto insurance rates to spike, even if no one was seriously hurt.

If you’re heading out into winter weather, having the right auto insurance policy protects against unexpected hazards. 1st Choice Insurance in Hamilton, OH, specializes in covering drivers who have trouble finding insurance, with options from many carriers and plans to suit any budget. Visit their website for a closer look at their services, and call (513) 860-0666 to request a free auto insurance quote.