Car accidents occur each day, and the moments following can be confusing and chaotic. As such, every driver should learn how to handle this situation properly. If you find yourself in a collision, being prepared will help ease stress and make the auto insurance claims process go much smoother. For the best results, follow these steps.

What to Do After a Car Accident

1. Make Sure Everyone Is Safe

Your first priority should be checking to see if anyone involved in the accident is injured, and requesting medical assistance right away if necessary. You also want to prevent further damages caused by oncoming traffic, so put your hazards on and try to move to a safe spot on the shoulder if you’re in the road.

2. Call the Police

Next, call the police and ask for an officer to visit the scene. Even with minor collisions, it’s a good idea to get an official police report to support your auto insurance claim. This will help protect you if there’s a dispute over how the accident took place and who was at fault.

3. Gather Information

Write down the contact information for the other driver and their passengers, including names, addresses, and phone numbers. Also, get their license plate number, the make and model of the vehicle, and their auto insurance details. If there are witnesses, ask for their account of what happened and contact information as well.

4. Document the Scene

Creating a detailed description of the accident scene can help with the investigation and expedite the claims process. Record as much as possible before leaving, such as the location of the crash, the weather conditions, and any road hazards. Also, take photos of both vehicles, skid marks, and nearby road signs, while making a note of any behavior that may lead you to believe the other driver was distracted or negligent.

5. Contact Your Insurer

Notify your auto insurance company of the accident right away, and give them a clear and honest summary of the events. This will allow them to start your claim promptly so you can receive your compensation and get back on the road as soon as possible.

No one ever expects to be involved in a car accident, but the professionals at Chanler Agency, Inc. Insurance will make sure you’re adequately protected should the unforeseen occur. They understand there’s no such thing as a one-size-fits-all policy, and as an independent agency, they’re equipped to offer a variety of product and pricing options. For more than 45 years, they’ve provided residents throughout the Finger Lake region of New York with high-quality, customized coverage solutions. Call the Geneseo office at (585) 243-5520 or the Livonia location at (585) 346-3118 to request a quote, and visit them online for more information on their services.