Trees provide life-giving oxygen, pleasant shade, and aesthetic appeal for your business. However, they can also be hazards. Without proper tree services, including regular trimming and dead growth removal, they can fall on buildings and vehicles. If branches or an entire tree has fallen on a customer’s vehicle in your property, here’s all you need to know about liability and how to avoid such trouble in the future. 

Is Your Business Responsible When a Tree Falls on a Car?

You will not pay for tree damage out-of-pocket if you have business property liability insurance. While not legally required in Alaska, this type of policy pays for repairs for the vehicle and medical expenses for anyone injured, as well as any legal costs.

If you don’t have business liability coverage, the car owner may try to argue premises liability or negligence. If they prove in court that the tree was decaying due to poor maintenance, you will have to pay for any damages and legal fees. Proof of improper tree care may come in the form of photos, for example.

If there was inclement weather at the time of the collapse, including strong winds and heavy rain, you may not be required to pay for damages. 

How Can You Prevent Liability in the Future?

In addition to having property liability insurance, help yourself avoid legal action with routine tree services.

Get the trees on your property inspected and trimmed in the late winter. Pruning during this time will help them heal and grow lush in time for the spring. Tree services not only keep your investments safe, but also contribute to the aesthetic appeal of your business, ensuring a flawless reputation. 

If you need tree services to maintain a liability-free commercial property, contact Greatland Tree Service. Based in Anchorage, AK, the company offers tree trimming, removal, and stump grinding to ensure your business is safe and beautiful. Call (907) 336-8733 today to schedule an appointment or learn more about their work online. See their latest work on Facebook.