Many people use rideshare services each day to get to work, an entertainment venue, or a family gathering. Since car accidents are unpredictable, it’s wise to understand your rights and legal options in the event you’re injured in a rideshare crash. Below is an overview of how liability works if you’re hit by a rideshare vehicle. 

What to Know About Rideshare Car Accidents 

What Is the Rideshare Business Model?

Drivers who work for ridesharing companies are independent contractors who use their own vehicles to transport passengers. The biggest difference between rideshares and other car services is that they can only be accessed through an app. It’s not possible to stand on the street and flag down these drivers.

Instead, customers book their ride and pay for it right from their smartphone. By not claiming drivers as employees, these companies are able to create some legal distance for themselves should something go wrong. 

Who Can Be Held Liable in Connecticut? 

Connecticut is an at-fault car accident state, which means whoever is responsible for causing the collision must pay for the damages. However, as with any personal injury claim, you’ll need to prove the rideshare driver was acting negligently to collect compensation.

Ridesharing companies provide $1 million coverage for their drivers, but this only goes into effect once the driver has accepted a ride and is carrying a passenger. If the driver is logged into the app and waiting for a fare, they’re covered for up to $50,000 per person and $100,000 total bodily injury and $25,000 in property damages.

When they aren’t logged into the app, their personal auto insurance takes over liability. In Connecticut, Uber™ drivers are required to purchase $1 million in commercial insurance to cover incidents that aren’t covered by the rideshare policy.

What Steps Should You Take at the Scene? 

If you’re in a car accident with a rideshare driver, it’s essential you take certain steps to help mitigate your loss and make the claims process easier. Be sure to file a police report and get statements from any witnesses who saw what happened. Take photos of the damage to your vehicle and your injuries. Also, write down the other party’s contact information, license plate number, and insurance details. 

Rideshare car accident claims can be challenging to navigate. The team at the Law Office of Thomas L. Brayton III in Waterbury, CT, will build a strong case on your behalf and will fight tirelessly to get you the maximum compensation you deserve. By partnering with Attorney Brayton, you’ll benefit from having a 2019 Avvo® top-rated lawyer on your side. Call (203) 591-8689 to schedule a consultation or them online to learn more about their services.