You may know what to do if you’re involved in an auto accident as a driver, but what happens when you’re the passenger in a ride-share vehicle? It’s important to explore the answers to this question because there are more ride-share vehicles on the road every day. This overview explores a few of the things you should know, so you’ll be better prepared to file an injury claim.
What Should You Do After a Ride-Share Auto Accident?
How Can You File a Successful Injury Claim?
Gather information and evidence after you have been involved in a ride-share accident. Take screenshots of your ride request and of the transaction that shows your payment for the ride, so you’ll have that information saved in the event of an accident.
Call the police immediately if you have been in a ride-share accident. You will want the police to investigate the incident and allow you to make a statement about what happened. Request a copy of that police report, and collect insurance information from the drivers.
Whose Insurance Will Cover Your Damages?
Even though the driver works for a ride-share company, their personal auto insurance only covers personal injury claims that occur when the driver is not signed onto the ride-share app. For instance, if you are a pedestrian and you have been hit by a ride-share driver who was not signed into the app, claims must be made to the driver’s personal auto insurance provider.
However, if the driver is transporting you as a paying customer, personal auto insurance won’t cover an auto accident. The ride-share company is required to carry liability insurance of up to $1 million. If an accident occurs while the driver is transporting a ride-share passenger, claims for damages are made against this commercial auto insurance policy.
After a ride-share auto accident, contact a personal injury attorney as soon as possible. Located in Dothan, AL, Carey & Hamner, P.C. has the expertise to help you pursue injury claims that are the result of ride-share accidents. They take the time to address each client’s needs and concerns, so you can trust them to reliably handle your case with compassion. To schedule an initial consultation, visit them online or call (855) 435-4797.