Installing a swimming pool or trampoline at your home might seem like a great way to increase its value. However, swimming pools and other home features are known as attractive nuisances in the insurance industry. Attractive nuisances can actually cause your home insurance rates to rise unless you take the right steps to reduce liability. Below, learn what attractive nuisances are and how they impact your insurance.
What Are Some Examples of Attractive Nuisances?
An attractive nuisance is anything that could potentially compel a child or teen to come onto your property. Even if a child is on your property without permission, you could still be considered liable for any subsequent injuries. This is because children are under the age of consent, which means they can’t be legally considered negligent.
Swimming pools are one of the biggest issues for homeowners when it comes to liability. Pools are extremely attractive to children and also extremely dangerous when the right safety measures aren’t taken.
Playground equipment, such as a swing set or jungle gym, can also be quite alluring to kids, as can trampolines. Even something like construction materials for a home renovation or an old junk car can be a kid-magnet and may lead to a serious injury as a result.