Unfortunately, no matter how much you try to avoid them, auto accidents can happen at any time. Even worse, not everyone stays to work the situation out and instead chooses to leave the scene. Auto insurance providers say hit and runs are all too common. If you’re ever involved in one, here’s what to do.
5 Steps to Take if You’re a Hit & Run Victim
1. Move to Safety
Your safety is essential. If possible, move your vehicle away from ongoing traffic. Staying on a grassy area away from congested roads will help ensure you and your passengers won’t face any more injury.
2. Record the Vehicle’s Information
While your memory is still fresh, jot down as many details as you can about the hit and run vehicle. This includes the license plate number and the car’s color, make, and model. Also, include a description of the driver if you could see them. All of these details help locate the culprit.
3. Contact the Police
Regardless of how minor the accident is, auto insurance companies advise contacting the police immediately. An official report is helpful when filing your claim. It can also assist law enforcement with locating the driver, especially if there was damage to their vehicle.
4. Notify Your Insurance
After the accident, call your auto insurance company to let them know what occurred. The sooner you make contact, the quicker your claim can be filed and processed. Depending on the insurance you have, you may have coverage for damage to your vehicle.
5. Take Pictures
Take photos of any damage, where the hit and run occurred, and note the date and time. These visuals and information will help process your auto insurance claim and are beneficial to the police.
A hit and run is a scary experience. The team of agents at 1st Choice Insurance in Fairfield, OH, wants to ensure you and your vehicle are fully covered. As an independent firm, they can shop for auto insurance from leading providers so that you receive affordable and customized protection. They also help keep you safe by providing tips for navigating in inclement weather and driving defensively to prevent accidents. To receive a free auto insurance quote, call (513) 860-0666 or visit the website for more information about their services.