There are over six million car accidents in the United States every year, with the average collision insurance claim rising since 2007. Most of the cost increase is due to car accident repairs, not from occupant injuries or fatalities. If you’ve been in a car accident, here are three critical steps to take to ensure that everyone is safe and you’re prepared for the next steps.

What Do I Do After a Car Accident?

1. Check for Injuries

The first thing to do is check if you or anyone else is injured. If anyone looks hurt, don’t move them. Call 911 immediately. When you're sure no one is injured, or you've requested an ambulance, call the police to the scene so they can write an official report for the insurance company. 

2. Exchange Information

Before you exchange your information with the other driver, take a deep breath. Limit your interaction with them, so you don't accidentally admit fault. Even a seemingly harmless apology could be construed as an admission of guilt and used against you when you make a claim.. Most states only require a name and insurance number, but to be safe, take the driver's phone number and contact information, the police officers' credentials, and any photos of the crash. Get everything else you think you'll need to make a proper claim.

3. Insurance Claim

Research if your insurance covers the collision and whether or not it's worth it to make a claim. Most insurance companies cover car accident repair, especially if the fault is on the other driver. In Texas, if the fault lies with you, you'll have to take financial responsibility for the accident. Even if the accident repairs seem minor, it's still worth it to make an insurance claim because the insurance company can help communicate with you and the other driver to get you the lowest possible rate for repairs. 

If your vehicle has been damaged in a crash, take it to Kemp Bros Body Shop in Texarkana, TX, for all car accident repairs. With over 45 years of experience, they provide quality, affordable, and efficient car repairs in their community. The family-owned and operated body shop is licensed and insured, so you can feel comfortable knowing your car is in expert hands. To speak to a technician and request an appointment, call (903) 794­-9776 or visit them online for more information.