The majority of insurance companies offer consumers various opportunities to lower their policy premiums. One of the most popular ways to save money is by bundling home and auto insurance. This involves buying both types of coverage from the same provider. While there are several advantages to doing this, it’s still an option you should consider carefully to ensure it’s right for your situation. The following guide explains what to take into account.
Should You Bundle Home & Auto Insurance?
Benefits of Bundling
Most people decide to bundle home and auto insurance because it can provide a significant discount on each policy. However, this isn’t the only benefit. It’s also more convenient than managing two policies separately. You’ll only need to deal with one insurer, which helps streamline your payments and the claims process should you experience an event that damages your house and vehicle at the same time. Additionally, some providers will allow you to pay one deductible for a loss that impacts both policies instead of having to pay their respective deductibles.
How to Make Sure You’re Getting the Best Deal
Although it may be your goal to keep insurance costs as low as possible, the priority should be making sure you have sufficient coverage for your home and vehicle. As such, if you decide to bundle, you want to make sure it’s with a provider that offers reliable products in each category. They should also have a good reputation for handling both home and auto claims efficiently. It’s also wise to sit down with your agent and go over the policy premiums separate and together to see which gives you the best rate for the same level of protection.
If you’re interested in bundling your home and auto insurance, turn to Dewey Beckner: Allstate Insurance Companies in High Point, NC. He’ll evaluate your specific coverage needs and find you the best deal on a multi-policy solution that offers adequate protection for your most valuable assets. As a representative of one of the nation’s leading insurers, he’s proud to provide high-quality and affordable products. Call (336) 884-5636 to schedule an appointment or visit his website to request a quote.