A house equipped with security systems is more likely to deter would-be burglars. Along with protecting you, your loved ones, and possessions, the safeguards can also help lower your homeowners insurance rates. Here are several common strategies that may allow insurance providers to reduce your monthly premiums.

What Home Security Ideas Can Reduce Homeowners Insurance Rates? 

1. Cameras

A camera system is designed to capture activity that occurs in and around the home. When cameras are strategically installed, their visible presence can serve as a deterrent for prowlers who don’t want to be spotted. As a result, the risk of a break-in is reduced and a homeowner is less likely to experience property damage and personal possession theft, which eliminates the need for filing an insurance claim.

2. Alarm Systems

Installing burglar alarm systems is another tip for reducing your homeowners insurance premiums. Some providers may even offer additional discounts if these devices are paired with smoke and carbon dioxide detectors. The key is to find out which alarm systems will qualify for lower rates.

3. Security Monitoring

If you sign up with a security monitoring company, you may also be eligible for homeowners insurance discounts. These firms typically provide around-the-clock surveillance of your property and surroundings. Once installed, placards and other signage are placed in your yard and on windows to alert burglars that you’re home is being monitored at all times.

4. Fences

Some insurance providers may even offer lower rates if you install a security fence around your property. High fences with secure locks can also serve as deterrents against burglary. Because of the number of fence options on the market, you have to check with your homeowners insurance company first about ones may be eligible. 

5. Deadbolt Locks

These devices are known to be among the most resistant to tampering and break-ins. Deadbolt locks installed on front and back doors could also be eligible for lower rates. Consider those that require a key for entry and exit. Ask whether deadbolt installations on sheds and other structures would qualify for discounted coverage. 

Omega Insurance Group in Lincoln, NE, specializes in providing comprehensive coverage to help keep your property safe and secure. The independent agency partners with some of the industry’s leading homeowners insurance carriers to ensure you get customized protection and budget-friendly rates. To learn more about security solutions that may lower your premiums, call (402) 465-1167. You can also request insurance quotes online.