If you already have auto insurance, shopping around for a better policy may seem like a waste of time. In certain scenarios, though, switching providers is well worth the effort. Here are just a few signs it’s time to reevaluate your existing coverage. 

How to Tell It’s Time to Change Auto Insurers 

1. Your Rates Have Soared

If nothing but the age of the vehicle has changed since purchasing the policy yet the rate has climbed considerably, it’s advisable to shop around for something better. While you should be rewarded for your loyalty and not penalized, some insurers automatically increase rates with every passing year. Look for a carrier that offers great discounts for new customers and promises to keep them reasonable over time. 

2. Your Situation Has Changed 

Whether your family moved or your teen got their license, a major life event should prompt a reviewal of your auto insurance policy. While some life events tend to lower rates—getting married, for example—others can raise them considerably. Before accepting the new rate that your current insurer offers, shop around to see if you can find a better deal elsewhere.

3. Your Questions Have Gone Unanswered 

Claimants and claims adjusters might have competing goals, but the latter should still be helpful and responsive to the former. If you want to file a new claim—or you’re concerned about a pending case—but you can’t seem to get a real person to call you back, maintaining the policy may be more trouble than it’s worth. When shopping around, the best way to determine what kind of service a carrier provides is by reading reviews from actual customers. 

For reliable auto insurance, turn to Seeman Holtz. Located in Boca Raton, FL, this full-service agency helps individuals and businesses protect themselves in all eventualities. With a nationwide reach, they’re proud to serve as a one-stop shop for financial planning, insurance coverage, and risk management. To learn more about the products they provide, visit their website or call (800) 991-3592.