Drivers are required to exercise caution behind the wheel, both regarding other drivers and pedestrians. As such, if you were hit by a vehicle while walking, you have the right to hire a lawyer and seek compensation. If you don't know where to start, follow these steps.
Immediately After the Accident
First, contact the police and request an officer comes to the scene. This will ensure an official report is filed, which will be valuable when filing a claim. Request medical care, even if you feel okay, as some damages may take a while to make themselves known. You'll also need a record of treatment from a doctor to prove your injuries in the future. Finally, gather evidence from the scene while you're there by getting contact information for eyewitnesses and taking photographs of the accident.
Filing a Claim
Pennsylvania has specific laws designed to ensure accident victims gather full compensation for their damages.
Under this law, you or your lawyer will need to file a personal injury protection (PIP) claim. This coverage provides reimbursement for all associated losses, such as medical bills, wages, and out-of-pocket expenses, depending on what options you selected when you purchased your insurance. Your attorney can review your policy to see what benefit options you have.
In Pennsylvania, you'll first seek compensation through your car insurance's PIP policy. If you don't have coverage, try to use a spouse's or parent's insurance policy. If neither of these parties have insurance, work with a lawyer to file a claim through the at-fault driver's policy.
Since injuries sustained by pedestrians who've been hit by vehicles are often severe, expenses generally exceed the maximum of a PIP policy. In this case, your lawyer will seek supplementary coverage from your health insurance.
If you were struck by a vehicle and need help filing a personal injury claim, turn to Stine & Associates, P.C. in Greensburg, PA. With more than two decades of experience and a broad range of practice areas, they have the knowledge needed to advocate on your behalf. Get started with your case by visiting their website or calling (724) 837-0160 today.