After an auto accident, your personal injury claim is assigned to an insurance adjuster who works on behalf of the other driver’s provider. When communicating with an adjuster, it pays to be aware that their job is to pay out as little as possible, so precaution must be taken. The following suggestions may help you avoid pitfalls that can damage your claim.

3 Tips for Dealing With a Car Insurance Adjuster After an Accident

1. Beware of the Nice Adjuster

Generally, if an insurance adjuster is nice to you, it means you have a large personal injury claim that they want to avoid paying. Sounding kind and saying they accept liability for the damage is their way of lulling you into a sense of friendship and discouraging you from hiring a lawyer. Don’t fall for it. 

2.  Say No to Giving a Recorded Statement

When the other driver’s adjuster asks you to give a recorded statement, it’s wise to decline politely. They’re trained to strategically ask questions and get answers they can use to reduce or eliminate your claim.

If you decide to give a statement, keep your answers brief and honest. Don’t volunteer information, and only explain yourself when necessary.   

3. Watch Out for Quick Settlement Offers

The other insurance company’s adjuster knows most injured individuals need money. The more serious your injuries, the quicker they want to settle in a possible attempt to lowball you. Before accepting any settlement offer, you should know your medical condition with a good idea of possible future expenses, lost future income, and pain and suffering.

The best way to know the true value of your claims is by consulting an experienced personal injury lawyer, so decline all offers for the time being.

It’s risky to deal with trained and experienced insurance adjusters on your own. At Ibold & O’Brien in Chardon, OH, skilled and knowledgeable personal injury attorneys are ready to fight effectively for you to receive full compensation for your injury and its consequences. Since 1980, these lawyers have represented clients throughout Geauga County in negotiating settlements and trying cases to obtain the best possible outcomes. As a full-service firm, they offer estate planning and probate counsel to protect and maximize the assets and benefits you receive. Visit their website to learn more about their services and call (440) 285-3511 to schedule a consultation today.