If you were hurt while working, you might wonder whether to proceed with a personal injury or workers’ compensation claim. While both actions can yield funds for medical expenses and a portion of your lost wages, they are different claims. An attorney will help you determine the best way to proceed after evaluating your circumstances. In the meantime, here’s more information about the difference between these to help you determine which is right for you.

Personal Injury 

You may have grounds for a personal injury claim if you were hurt as the result of another party's negligence or intentional misconduct. If you were struck by a drunk driver, for example, you might be able to sue the impaired motorist. If you weren’t hurt on your company’s premises, this might be the right choice.

If you have evidence of the person’s misconduct, you can recover funds for all kinds of damages, including hospital bills, lost income, property damage, and the cost of replacement services for transportation, child care, housekeeping, and meal preparation.

You may also seek compensation for non-monetary losses, including emotional distress and pain and suffering. 

Workers’ Compensation  

These claims strictly involve workplace injuries or those that happen while you’re on-shift. Generally speaking, a successful workers’ comp claim will only cover medical expenses, permanent disability or vocational rehabilitation, and a portion of your lost income.

Since employers have the inherent responsibility of creating safe work environments, you don’t have to prove your company was at fault for your accident. However, if you were intoxicated or drunk at the time of the incident, you may not be able to secure compensation.

If you accept workers' compensation, you also waive your right to take legal action against your employer in the form of a personal injury lawsuit.

If you’ve sustained an injury, the compassionate team at Henry & Williams P.C. will help you pursue the compensation you deserve. Located in West Plains, MO, this law firm is backed by more than 75 years of combined experience. They know what it takes to prove fault and will take every step to help ensure a successful outcome. Learn more about their work with personal injury on their website or call (417) 256-8133 to request a consultation.