After an auto accident, the entire claim and repair process may take a while for you to get your vehicle back. In the meantime, if the damage was caused by someone else, you can file a claim against the other driver's insurance company to include obtaining a rental vehicle as part of the claim. Another option is to file a claim with your insurance company  and get into a rental vehicle if you have coverage on your policy. Having “full coverage” does NOT mean that you have rental coverage. 

Who Is Entitled to Loss of Use Compensation?

You may be eligible for loss of use compensation if you've been in an auto accident that isn't your fault, you have suffered damages, and your vehicle is unusable for some time. If you find it difficult to prove, turn to vehicle damage specialists to help your claim.

What Do You Need to Prove?

Some insurance companies tend to assert that a party's losses are not significant or refuse to compensate them. You need to gather and present documents pertinent to the accident and your vehicle's repair costs. Among the evidence you can show are accident reports, quotes for your vehicle's repair, and invoices. 

Always seek to recover the reasonable value of a rental vehicle while your car is under repair. Remember that the negligent driver's insurance company owes for all damages. It is reasonable for them to owe for a rental that's reasonably comparable to your car. Also, if you are owed a rental but don’t take it for some reason, you can be compensated in this scenario, too.

An auto accident is always a stressful experience and you need the help of professionals to ensure you get what you deserve. WreckExpert.com sees to it that claims in Kansas and Missouri benefit from their over 20 years of experience in loss of use cases, total loss appraisals, diminished value appraisals, and used car inspections. Call them today at (913) 444-4636 to schedule your free claim review or visit their website to learn more about their capabilities.